Your household spending at a glance
Monthly income
—
Combined take-home
Total spent
—
of income
Remaining
—
available this month
Savings rate
—
of income unspent
Category breakdown
Budget
Track spending vs your monthly limits
Transactions
0 transactions
Charts
Visualize where your money goes
Spending breakdown
Budget utilization
Daily cumulative spending
Insights
Smart observations about your spending
Analytics
Average daily spend & month-over-month comparisons
Average daily spend
Monthly pace
$0
Month-over-month comparison
Compare spending across months by category
Total spending trend
Monthly totals over time
Net Worth
Everything you own minus everything you owe
Total Net Worth
$0
Total Assets
$0
−
Total Liabilities
$0
Assets
What you own
Cash & Liquid
Checking account
Savings account
Other cash / money market
Retirement
Your 401k (Intuit)
Synced from 401k tracker
Spouse 401k (Magnit)
Synced from 401k tracker
Brokerage / investments
Property
Home value (estimated)
Vehicle(s) value
Other assets
Total Assets
$0
Liabilities
What you owe
Home
Mortgage balance
Planet Home Lending
Auto
Auto loan — you
Auto loan — spouse
Credit Cards
Credit card balances
All 5 cards combined
Other
Student loans
Personal / medical debt
Total Liabilities
$0
Net worth history
Auto-saved each time you update
401k & Retirement Balances
Update manually after each statement — not synced to transactions
Your 401k (Intuit)
Update after each quarterly statement
Spouse 401k (Magnit)
Update after each quarterly statement
Monthly contribution — You
Log as a Savings transaction each month too
Monthly contribution — Spouse
Log as a Savings transaction each month too
Combined 401k Balance
$0
Combined monthly contributions
$0/mo
Wall Chart
Your Money or Your Life — income vs expenses, trending toward the crossover point
Income vs expenses over time
Solid = actual | Dashed = projected
Monthly income
Monthly expenses
Investment income (projected at 4%)
Crossover calculator
Adjust assumptions to see how fast you reach financial independence
Investment return assumption
4%
Annual bonus invested ($)
$49k
Current invest. income
—
per month
Gap to crossover
—
invest. income needed
Est. years to FI
—
financial independence
The crossover point is when your investment income covers your monthly expenses — the moment your money works harder than you do. Every dollar saved today compounds toward that line. Your quarterly bonuses are the single biggest lever you have to accelerate it.
Wall Chart
Your Money or Your Life — income vs expenses, trending toward the crossover point
Income vs expenses over time
Solid = actual | Dashed = projected
Monthly income
Monthly expenses
Investment income (projected at 4%)
Crossover calculator
Adjust assumptions to see how fast you reach financial independence
Investment return assumption
4%
Annual bonus invested ($)
$49k
Current invest. income
—
per month
Gap to crossover
—
invest. income needed
Est. years to FI
—
financial independence
The crossover point is when your investment income covers your monthly expenses — the moment your money works harder than you do. Every dollar saved today compounds toward that line. Your quarterly bonuses are the single biggest lever you have to accelerate it.
Settings
Adjust income and budget limits
Income
Spouse 1 take-home
Monthly after tax
Spouse 2 take-home
Monthly after tax
Budget limits
Data management